USDA's eligibility map checks one address at a time. Paste or upload your listings or leads and see in seconds which properties are in USDA-eligible areas for a USDA home loan, plus five other Rural Development programs. Free, no account.
Quick answer
A property can get a USDA home loan (Single Family Housing) if it's in an area USDA Rural Development counts as rural: anywhere outside the areas its eligibility map marks as ineligible. To check a list, paste it below: each address is placed on the map and checked against USDA's current eligibility areas. The buyer still has to meet USDA's income limits.
Step 1 of 2 · about a minute
Or paste one address per line
US addresses with a house number and a state or ZIP. Only the address is used for the check.
Loan officers pre-qualifying a pipeline, real estate agents tagging listings as USDA-eligible, and builders choosing lots. USDA's map answers one address at a time; this answers the whole list at once and puts the answer next to your own columns.
USDA publishes the areas that are not eligible for each program, and an address outside all of them is eligible. Every row shows USDA home loan (single family housing) eligibility, and the download adds the water and environmental, electric, OneRD guarantee, community facilities, and business and cooperative programs.
USDA Rural Development's eligibility areas, the data behind its property eligibility map. In a test of 40 addresses, the checker matched USDA's published data every time. Addresses are placed with our own US address data, and every row shows how sure we are of its location, so you know which ones to double-check on USDA's site.
This checks the location only, not the buyer: USDA home loans also have household income limits, and USDA makes the final eligibility decision.
Is this the official USDA eligibility map?
No. It checks a whole list against USDA Rural Development's published eligibility areas at once. USDA makes the final decision, so confirm borderline properties on USDA's map.
If the property is eligible, does the buyer qualify?
Not on its own. Location is one test. For a USDA home loan, the household's income must also be within USDA's limits for the area, and the buyer must meet the lender's requirements.
Which USDA programs does it check?
Single family housing (USDA home loans), water and environmental, electric, OneRD guarantee loans, community facilities, and business and cooperative programs.
Why is an address in a town eligible?
USDA's rural areas include many small towns and the edges of some suburbs. The checker uses USDA's own areas, not a guess from population.
How many addresses can I check?
Up to 5,000 per list. The first 25 show straight away; enter a work email to check the rest and download the whole file.
Do you keep my list?
Your addresses are used to run the check. They aren't shared or sold.