Car insurance postcode checker · Cardiff

Car Insurance Risk Factors in Cardiff

Insurers price Cardiff postcodes from local claims history. The bands are secret — the public factors behind them aren't. Live data for central Cardiff (CF10), updated from data.police.uk and the Environment Agency.

🚗 Vehicle crime near central Cardiff

98 vehicle crimes (1300 incidents total) in 2026-05

  • 387 × violent crime
  • 202 × shoplifting
  • 146 × public order
  • 135 × anti social behaviour
  • 98 × vehicle crime

🌊 Flood exposure

0 flood alert area(s) within 3 km of the centre

These figures are for central Cardiff — your own postcode can differ street to street.
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How Cardiff postcodes are rated

Insurers divide Cardiff into rating territories at postcode-district level and grade each into a risk band from their own claims data: vehicle theft, accident frequency, flood claims and repair costs. Two addresses a street apart can sit in different bands. The factors above are the public inputs those bands are built from — checking them for your exact postcode shows you what insurers see about your area.

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